109 TERN DRIVE, Residential – A4685406

$1,499,000

2

Beds

2

Baths

1,223 ft2

Property Size

A4685406

MLS ID#

About The Property

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.

Listing updated: May 30, 2026 at 11:00am

Listed by Realtor: Justin Powell

Listed by office:  SATO REAL ESTATE INC.

Source: Stellar MLS

Property Details

Listing Id: A4685406
Price: $1,499,000
Property Size: 1,223 ft2
Property Lot Size: 0 ft2
Rooms: 5
Bedrooms: 2
Bathrooms: 2
BathroomsFull: 2
BuildingAreaTotal: 1927
ConstructionMaterials: Block
ContractStatusChangeDate: 2026-03-12
Cooling: Central Air
CoveredSpaces: 1
CumulativeDaysOnMarket: 79
DaysOnMarket: 79
DirectionFaces: South
Directions: North on Gulf Dr, Right on Pine Ave, Left Crescent Dr, Left Gladiolus St, Left Tern Dr, home is on the right.
Flooring: Carpet, Ceramic Tile, Porcelain Tile
FoundationDetails: Slab
Furnished: Negotiable
GarageSpaces: 1
Heating: Central, Electric
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
LaundryFeatures: In Garage
Levels: One
List Agent AOR: Sarasota - Manatee
List Agent Name: Justin Powell
List Office Name: SATO REAL ESTATE INC.
List Office Phone: 941-778-7200
ListingContractDate: 2026-03-12
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 7500
LotSizeDimensions: 75 x 100
LotSizeSquareFeet: 7500
LotSizeUnits: Square Feet
MLSAreaMajor: 34216 - Anna Maria
MlsStatus: Active
ModificationTimestamp: May 30, 2026 at 11:00am
OnMarketDate: 2026-03-12
OriginalEntryTimestamp: March 12, 2026 at 11:59pm
OriginalListPrice: 1499000
OriginatingSystemKey: stellar
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParcelNumber: 6901000007
PhotosChangeTimestamp: March 13, 2026 at 10:56am
PhotosCount: 60
PostalCode: 34216
RoadSurfaceType: Asphalt
Roof: Metal
Sewer: Public Sewer
SourceSystemKey: 784164833
SpecialListingConditions: None
StateOrProvince: FL
StatusChangeTimestamp: March 12, 2026 at 11:59pm
StoriesTotal: 1
StreetName: TERN
StreetNumber: 109
StreetNumberNumeric: 109
StreetSuffix: DRIVE
TaxAnnualAmount: 17706.31
TaxBlock: D
TaxBookNumber: 11-21
TaxLegalDescription: LOT 63 BLK D LUANA ISLES PI#69010.0000/7
TaxLot: 63
TaxYear: 2025
Utilities: Electricity Connected, Sewer Connected, Water Connected
WaterSource: Public
WaterfrontFeatures: Canal - Saltwater
YearBuilt: 1968
Zoning: R1

Amenities and Features

Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Eating Space In Kitchen
Electric Water Heater
Garage Attached
Has Cooling System
Has Garage
Has Heating System
Has Waterfront
Microwave
Private Yard
Rain Gutters
Refrigerator
Solid Surface Counters
Solid Wood Cabinets
storage
Thermostat
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$7,685.67
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 5,811.92

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Disclaimer

MLS # ID - A4685406

Listing information provided through the IDX program is deemed reliable but is not guaranteed accurate by Stellar MLS or the listing broker. All data is subject to errors, omissions, changes in price, prior sale, or withdrawal without notice.

The information displayed is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or renting. All measurements, square footage, and property details are approximate and should be independently verified.

Listings marked with the IDX logo are provided courtesy of Stellar MLS. © Stellar MLS. All rights reserved.

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